/* Scoped components from the approved Sites design. */
body.tbog-site{--paper:#f7f6f2;--ink:#242620;--muted:#74766e;--orange:#e65c32;--line:#ddded5;--white:#fff;--serif:'Playfair Display',Georgia,serif;--sans:'DM Sans',Arial,sans-serif;--heading:'Manrope',Arial,sans-serif}
.tbog-ui *{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body.tbog-site{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}body.tbog-site:has(dialog[open]){overflow:hidden}.tbog-ui button,.tbog-ui input{font:inherit}.tbog-ui button,.tbog-ui a{-webkit-tap-highlight-color:transparent}.tbog-ui button{color:inherit;cursor:pointer}.tbog-ui a{color:inherit;text-decoration:none}.tbog-ui button{border:0}.tbog-ui button:disabled{cursor:default}.tbog-ui button:focus-visible,.tbog-ui a:focus-visible,.tbog-ui input:focus-visible{outline:2px solid var(--orange);outline-offset:6px}.tbog-ui button:focus:not(:focus-visible){outline:none}.tbog-ui img{max-width:100%;display:block}.tbog-ui svg{flex-shrink:0}.tbog-ui h1,.tbog-ui h2,.tbog-ui h3,.tbog-ui h4,.tbog-ui p,.tbog-ui figure{margin:0}.tbog-ui h1,.tbog-ui h2,.tbog-ui h3,.tbog-ui h4{font-weight:500}.tbog-ui ::selection{background:#f3c0a8;color:var(--ink)}.tbog-ui .wrap{width:min(1280px,calc(100% - 112px));margin:auto}.tbog-ui .orange{color:var(--orange)}.tbog-ui .eyebrow{font-size:10px;font-weight:650;letter-spacing:1.8px;line-height:1.5}.tbog-ui .status-dot{display:inline-block;width:5px;height:5px;border-radius:50%;background:var(--orange)}.tbog-ui .masthead{background:#eeeee7;font-size:10px;letter-spacing:.15px}.tbog-ui .masthead .wrap{height:33px;display:flex;align-items:center;justify-content:space-between}.tbog-ui .masthead .status-dot{margin-right:8px}.tbog-ui .masthead a{display:flex;gap:17px}.tbog-ui .header{border-bottom:1px solid var(--line);background:var(--paper);position:relative;z-index:10}.tbog-ui .header-inner{height:99px;display:flex;align-items:center;justify-content:space-between;gap:26px}.tbog-ui .brand{display:flex;align-items:center;gap:11px;line-height:1.12;font-family:var(--heading);font-size:14px;letter-spacing:.2px;font-weight:800;flex-shrink:0}.tbog-ui .brand-dot{color:var(--orange)}.tbog-ui .desktop-nav{display:flex;gap:29px;font-size:12px;font-weight:500}.tbog-ui .desktop-nav a{position:relative}.tbog-ui .desktop-nav a:after{content:'';position:absolute;left:0;bottom:-6px;width:0;height:1px;background:var(--orange);transition:width .2s}.tbog-ui .desktop-nav a:hover:after{width:100%}.tbog-ui .header-actions{display:flex;gap:23px;align-items:center}.tbog-ui .icon-button{display:inline-flex;justify-content:center;align-items:center;background:transparent;padding:8px;width:38px;height:38px}.tbog-ui .icon-button svg{width:22px;height:22px}.tbog-ui .button{display:inline-flex;align-items:center;justify-content:space-between;gap:38px;background:var(--ink);color:#fff;padding:17px 23px;font-size:12px;font-weight:550;border:1px solid var(--ink);transition:background .2s,transform .2s}.tbog-ui .button:hover{background:#44473c;transform:translateY(-2px)}.tbog-ui .button span{font-size:18px;line-height:1}.tbog-ui .button-small{padding:11px 17px;gap:26px;font-size:11px}.tbog-ui .text-link{display:inline-flex;align-items:center;justify-content:space-between;gap:19px;font-size:12px;font-weight:550;background:transparent;padding:0;line-height:1.5}.tbog-ui .text-link:hover{color:var(--orange)}.tbog-ui .text-link>span{font-size:18px;font-weight:400}.tbog-ui .menu-toggle{display:none}.tbog-ui .mobile-nav{padding:0 28px 24px}.tbog-ui .mobile-nav:not([hidden]){display:grid;gap:16px}.tbog-ui .hero{display:grid;grid-template-columns:1.13fr 1fr;gap:70px;padding-top:60px;padding-bottom:57px;align-items:center}.tbog-ui .hero-copy .eyebrow{display:flex;gap:10px;align-items:center;margin-bottom:22px}.tbog-ui .tiny-cross{font-size:19px;color:var(--orange);font-weight:400;line-height:1}.tbog-ui .hero h1{font-family:var(--serif);font-size:clamp(56px,5.15vw,80px);line-height:1.045;letter-spacing:-3px}.tbog-ui .hero h1 em{font-weight:500;color:var(--orange)}.tbog-ui .hero-description{max-width:400px;font-size:13px;line-height:1.85;margin-top:25px;color:#696c62}.tbog-ui .hero-buttons{display:flex;align-items:center;gap:27px;margin-top:27px}.tbog-ui .hero-note{display:flex;align-items:center;gap:12px;margin-top:27px;font-size:10px;line-height:1.5}.tbog-ui .hero-note p>span{color:var(--muted)}.tbog-ui .mini-rule{display:block;width:20px;height:1px;background:var(--orange)}.tbog-ui .hero-visual{padding-top:8px;position:relative}.tbog-ui .visual-topline{display:flex;justify-content:space-between;font-size:8px;letter-spacing:1.6px;margin-bottom:13px}.tbog-ui .visual-topline span:last-child{color:var(--muted);font-size:7px}.tbog-ui .hero-image{height:395px;background:#23241f;overflow:hidden;position:relative}.tbog-ui .hero-image img{width:100%;height:100%;object-fit:cover;object-position:center}.tbog-ui .hero-image figcaption{position:absolute;top:14px;left:16px;color:#d8d4c6;font-size:6px;letter-spacing:1.3px;opacity:.75}.tbog-ui .hero-verdict{background:#eeeae0;display:flex;gap:16px;padding:22px 25px;position:relative;align-items:flex-start;margin-left:37px;margin-top:-37px;box-shadow:0 2px 0 #f7f6f2;min-height:140px}.tbog-ui .hero-verdict .eyebrow{font-size:7px;letter-spacing:1.3px;margin-bottom:8px}.tbog-ui .hero-verdict div>p:last-child{font-family:var(--serif);font-size:23px;line-height:1.25;letter-spacing:-.5px}.tbog-ui .verdict-symbol{color:var(--orange);font-size:40px;line-height:.9}.tbog-ui .verdict-index{margin-left:auto;font-size:7px;color:#858575}.tbog-ui .principles{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);padding:23px 0;gap:40px}.tbog-ui .principles>div{display:flex;gap:18px;align-items:center}.tbog-ui .principle-number{font-family:var(--serif);font-size:22px;font-style:italic;color:#a4a698}.tbog-ui .principles p{font-size:12px;font-weight:600}.tbog-ui .principles p>span{display:block;font-size:10px;color:var(--muted);font-weight:400;margin-top:2px}.tbog-ui .section{padding-top:76px;padding-bottom:72px}.tbog-ui .section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:28px}.tbog-ui .section-heading .eyebrow{color:var(--orange);font-size:9px;margin-bottom:10px}.tbog-ui .section-heading h2{font-family:var(--serif);font-size:36px;line-height:1.3;letter-spacing:-1.1px}.tbog-ui .section-heading>.text-link{margin-bottom:6px;font-size:11px}.tbog-ui .research-toolbar{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);margin-bottom:27px;gap:15px}.tbog-ui .filter-list{display:flex;gap:27px}.tbog-ui .filter{border-bottom:2px solid transparent;margin-bottom:-1px;background:transparent;color:#797c72;padding:11px 0;font-size:11px}.tbog-ui .filter.active{color:var(--ink);border-color:var(--orange);font-weight:650}.tbog-ui .filter:hover{color:var(--ink)}.tbog-ui .filter span{font-size:8px;margin-left:4px;vertical-align:super;color:#989b8f}.tbog-ui .desk-label{font-size:7px;letter-spacing:1.4px;display:flex;align-items:center;gap:7px;white-space:nowrap}.tbog-ui .desk-label .status-dot{width:4px;height:4px}.tbog-ui .article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px 25px}.tbog-ui .article-card{min-width:0;display:flex;flex-direction:column}.tbog-ui .article-cover{position:relative;width:100%;height:207px;overflow:hidden;display:flex;align-items:center;justify-content:center;transition:filter .2s}.tbog-ui .article-card:hover .article-cover{filter:brightness(1.04)}.tbog-ui .article-card:hover h3{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:4px}.tbog-ui .cover-quotex{background:#e7e9df}.tbog-ui .cover-pocket{background:#dce7e1}.tbog-ui .cover-iqcent{background:#e9e4d9}.tbog-ui .cover-basics{background:#e8ddd3}.tbog-ui .cover-checklist{background:#e0e3d9}.tbog-ui .cover-math{background:#22261f;color:#f8f6ef}.tbog-ui .cover-label{position:absolute;left:17px;top:15px;font-size:7px;letter-spacing:1.2px;color:#5f6557}.tbog-ui .cover-math .cover-label{color:#adba9c}.tbog-ui .cover-watermark{position:absolute;bottom:-38px;left:-9px;font-family:var(--serif);font-size:150px;opacity:.06;font-weight:700;line-height:1}.tbog-ui .broker-art{width:195px;height:115px;position:relative;display:flex;align-items:center;justify-content:center;gap:11px;font-family:var(--heading);font-size:24px;font-weight:800;letter-spacing:-1.1px;transform:rotate(-5deg);background:#f5f6f0;box-shadow:10px 14px 0 #303e3221;border:1px solid #ffffffb5}.tbog-ui .broker-art svg{width:34px;height:34px}.tbog-ui .cover-pocket .broker-art{background:#243f36;color:#e1f0e5;transform:rotate(4deg);font-size:18px;box-shadow:10px 14px 0 #2b4a2926}.tbog-ui .cover-iqcent .broker-art{transform:rotate(-4deg);background:#283044;color:#f4e6b5;font-size:27px;box-shadow:10px 14px 0 #34302b24}.tbog-ui .art-sticker{position:absolute;right:14px;bottom:14px;background:#f7f6f2;border:1px solid #d3d4c7;padding:6px 9px;font-size:8px;letter-spacing:.3px;transform:rotate(4deg)}.tbog-ui .article-category{font-size:8px;letter-spacing:1.1px;font-weight:650;margin:17px 0 8px;color:#8d4a30;display:flex;align-items:center;gap:6px}.tbog-ui .article-category i{width:4px;height:4px;display:inline-block;background:var(--orange);border-radius:50%}.tbog-ui .article-card h3{font-family:var(--serif);font-size:23px;line-height:1.32;letter-spacing:-.5px}.tbog-ui .article-description{font-size:11px;line-height:1.75;color:#74776d;margin-top:10px;flex:1}.tbog-ui .article-meta{border-top:1px solid var(--line);margin-top:17px;padding-top:11px;display:flex;justify-content:space-between;font-size:8px;letter-spacing:.3px}.tbog-ui .article-meta>span:last-child{font-size:17px;line-height:1}.tbog-ui .research-footnote{font-size:9px;color:#838679;max-width:760px;line-height:1.7;margin-top:25px}.tbog-ui .learn-section{background:#eeeee7;padding:66px 0}.tbog-ui .section-description{font-size:11px;color:var(--muted);line-height:1.8}.tbog-ui .path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.tbog-ui .path-card{text-align:left;background:var(--paper);padding:25px 27px 20px;border:1px solid #dbddd2;display:flex;flex-direction:column;transition:transform .2s,border-color .2s}.tbog-ui .path-card:hover{transform:translateY(-4px);border-color:var(--orange)}.tbog-ui .path-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:26px;gap:10px}.tbog-ui .line-icon{display:block;width:32px;height:32px;color:var(--orange);font-size:34px;line-height:1}.tbog-ui .path-index{font-size:6px;letter-spacing:1.1px;color:#919485}.tbog-ui .path-card h3{font-family:var(--serif);font-size:30px;line-height:1.3;letter-spacing:-.8px}.tbog-ui .path-card>p{font-size:11px;color:var(--muted);line-height:1.8;margin:15px 0 25px;max-width:245px;flex:1}.tbog-ui .path-bottom{border-top:1px solid var(--line);padding-top:14px;display:flex;justify-content:space-between;gap:8px;font-size:10px}.tbog-ui .path-bottom span{font-size:18px;line-height:1}.tbog-ui .calculator-section{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center;padding-top:86px;padding-bottom:86px}.tbog-ui .calculator-intro>.eyebrow{color:var(--orange);font-size:9px;margin-bottom:18px}.tbog-ui .calculator-intro h2{font-family:var(--serif);font-size:41px;line-height:1.2;letter-spacing:-1.1px}.tbog-ui .calculator-intro h2 em{color:var(--orange);font-weight:500}.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:12px;color:var(--muted);line-height:1.9;max-width:365px;margin:24px 0}.tbog-ui .calculator-intro>.text-link{font-size:11px}.tbog-ui .tool-index{display:block;color:#939689;font-size:7px;letter-spacing:1.3px;margin-top:32px}.tbog-ui .calculator-card{background:#fff;padding:30px;border:1px solid var(--line);box-shadow:8px 8px 0 #eeeee6}.tbog-ui .calc-heading{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:23px}.tbog-ui .calc-heading .eyebrow{font-size:8px;letter-spacing:1.2px}.tbog-ui .calc-heading svg{color:var(--orange)}.tbog-ui .slider-group{margin-bottom:24px}.tbog-ui .slider-group label{display:flex;justify-content:space-between;align-items:center;font-size:11px;gap:20px}.tbog-ui .slider-group output{font-family:var(--heading);font-size:17px;font-weight:600;min-width:46px;text-align:right}.tbog-ui .slider-group input{accent-color:var(--orange);width:100%;height:4px;margin:20px 0 10px;cursor:pointer;display:block}.tbog-ui .range-labels{display:flex;justify-content:space-between;font-size:8px;color:#939589}.tbog-ui .calculation-result{padding:24px 0 20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;gap:25px;justify-content:space-between;align-items:center}.tbog-ui .calculation-result>div>span{display:block;font-size:6px;letter-spacing:1px}.tbog-ui .calculation-result strong{display:block;font-family:var(--serif);font-size:49px;line-height:1.25;font-weight:500;letter-spacing:-1.8px}.tbog-ui .calculation-result strong span{font-size:25px}.tbog-ui .expected-result{border-left:1px solid var(--line);padding-left:25px}.tbog-ui .expected-result strong{color:#b94b2c;font-size:28px;letter-spacing:-.6px;margin:5px 0}.tbog-ui .expected-result>span:last-child{font-size:8px;letter-spacing:0;color:var(--muted)}.tbog-ui .calc-assumptions{font-size:8px;line-height:1.9;color:#8e9184;margin-top:16px}.tbog-ui .approach-section{background:#242820;color:#f3f1e8;padding:75px 0;position:relative;overflow:hidden}.tbog-ui .approach-inner{display:grid;grid-template-columns:1.15fr 1fr;gap:110px;align-items:center}.tbog-ui .approach-copy>.eyebrow{font-size:8px;margin-bottom:22px;color:#b9bdac}.tbog-ui .approach-copy>.eyebrow>span{font-size:16px;margin-right:7px}.tbog-ui .approach-copy h2{font-family:var(--serif);font-size:40px;line-height:1.25;letter-spacing:-1px}.tbog-ui .approach-copy h2 em{color:#d2d7b9;font-weight:500}.tbog-ui .approach-quote{font-family:var(--serif);font-size:19px;line-height:1.5;border-left:2px solid var(--orange);padding-left:20px;margin-top:26px;max-width:400px}.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:11px;line-height:1.9;color:#b1b6a6;margin:20px 0 25px;max-width:405px}.tbog-ui .button-light{background:#f0efe7;border-color:#f0efe7;color:var(--ink);padding:13px 18px;font-size:10px;gap:28px}.tbog-ui .button-light:hover{background:#e7e8d6}.tbog-ui .signature{font-family:var(--serif);font-style:italic;font-size:23px;margin-top:28px}.tbog-ui .signature>span{font-family:var(--sans);font-style:normal;font-size:6px;letter-spacing:1.6px;margin-left:13px;color:#a1a892}.tbog-ui .evidence-sheet{background:#edece1;color:var(--ink);padding:25px 30px 22px;transform:rotate(2deg);box-shadow:12px 13px 0 #4b514240;border:1px solid #d6d8c3}.tbog-ui .sheet-top{display:flex;align-items:center;justify-content:space-between;font-size:7px;letter-spacing:1.5px;padding-bottom:15px;border-bottom:1px solid #cdcebf}.tbog-ui .sheet-top>span:last-child{font-size:24px;color:var(--orange);line-height:1}.tbog-ui .evidence-sheet h3{font-family:var(--serif);font-size:33px;letter-spacing:-1px;margin-top:22px}.tbog-ui .evidence-sheet ol{padding:0;list-style:none;margin:21px 0 25px}.tbog-ui .evidence-sheet li{display:flex;gap:18px;border-top:1px solid #d3d4c5;padding:17px 0 12px}.tbog-ui .evidence-sheet li>span{color:#a1a58f;font-size:10px;padding-top:1px}.tbog-ui .evidence-sheet h4{font-size:12px;font-weight:600}.tbog-ui .evidence-sheet li p{font-size:9px;line-height:1.7;color:#838773;margin-top:3px}.tbog-ui .sheet-bottom{border-top:1px solid #cdcebf;padding-top:14px;font-size:5px;letter-spacing:1px;display:flex;justify-content:space-between;gap:20px}.tbog-ui .coverage-section{padding:39px 0 42px;border-bottom:1px solid var(--line)}.tbog-ui .coverage-section>.eyebrow{font-size:7px;color:#939789}.tbog-ui .coverage-section>div{display:flex;justify-content:space-between;align-items:center;gap:30px;margin-top:15px}.tbog-ui .coverage-section button{background:transparent;padding:0;font-family:var(--serif);font-size:22px;display:flex;gap:25px;align-items:center}.tbog-ui .coverage-section button:hover{color:var(--orange)}.tbog-ui .coverage-section button>span{font-size:16px}.tbog-ui .coverage-section .upcoming{color:#8d9280;gap:15px}.tbog-ui .coverage-section .soon-label{font-family:var(--sans);font-size:5px;letter-spacing:1px;border:1px solid #ced1c2;padding:5px 6px}.tbog-ui .footer{padding:48px 0 0}.tbog-ui .footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px}.tbog-ui .footer-top>p{font-family:var(--serif);font-size:24px;line-height:1.3;letter-spacing:-.5px}.tbog-ui .back-top{font-size:10px}.tbog-ui .footer-links{display:flex;gap:26px;margin-top:32px;font-size:9px}.tbog-ui .footer-links button{font-size:9px;background:transparent;padding:0}.tbog-ui .footer-links button:hover,.tbog-ui .footer-links a:hover{color:var(--orange)}.tbog-ui .risk-note{font-size:9px;color:#94978a;line-height:1.9;max-width:1000px;margin:25px 0 27px}.tbog-ui .risk-note strong{font-weight:600;color:#6e7462;margin-right:3px}.tbog-ui .footer-bottom{border-top:1px solid var(--line);font-size:8px;color:#8b9081;display:flex;justify-content:space-between;padding:20px 0}.tbog-ui .content-dialog,.tbog-ui .search-dialog{padding:30px 36px;border:1px solid #c8cbbb;background:var(--paper);color:var(--ink);width:min(780px,calc(100% - 40px));max-height:88dvh;overscroll-behavior:contain;box-shadow:0 24px 100px #181e1a33}.tbog-ui .content-dialog::backdrop,.tbog-ui .search-dialog::backdrop{background:#1e251ea3;backdrop-filter:blur(4px)}.tbog-ui .dialog-top{display:flex;align-items:center;justify-content:space-between;gap:25px;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:28px}.tbog-ui .dialog-top .eyebrow{font-size:8px}.tbog-ui .close-dialog{font-size:19px}.tbog-ui .content-dialog h2{font-family:var(--serif);font-size:38px;line-height:1.2;letter-spacing:-1px;max-width:630px;margin:12px 0 22px}.tbog-ui .content-dialog h3{font-family:var(--serif);font-size:23px;margin:28px 0 10px;line-height:1.3}.tbog-ui .content-dialog h4{font-size:14px;font-weight:600;margin-bottom:6px}.tbog-ui .content-dialog p,.tbog-ui .content-dialog li{font-size:13px;line-height:1.9;color:#666e5c}.tbog-ui .content-dialog p+p{margin-top:14px}.tbog-ui .content-dialog li+li{margin-top:12px}.tbog-ui .content-dialog ul,.tbog-ui .content-dialog ol{padding-left:22px}.tbog-ui .content-dialog a:not(.button){text-decoration:underline;text-underline-offset:3px}.tbog-ui .content-dialog .dialog-subtitle{font-size:15px;color:var(--ink)}.tbog-ui .content-dialog .source-note{border-top:1px solid var(--line);font-size:10px;margin-top:28px;padding-top:16px}.tbog-ui .dialog-callout{background:#ebece1;border-left:2px solid var(--orange);padding:18px 22px;margin:22px 0}.tbog-ui .dialog-callout strong{color:var(--ink)}.tbog-ui .content-dialog .eyebrow{font-size:8px;color:var(--orange)}.tbog-ui .checklist-item{display:flex;align-items:flex-start;gap:12px;font-size:13px;line-height:1.8;margin:17px 0;cursor:pointer}.tbog-ui .checklist-item input{margin-top:5px;accent-color:var(--orange);width:16px;height:16px;flex-shrink:0}.tbog-ui .checklist-item:has(input:checked)>span{color:#8e9481}.tbog-ui .checklist-progress{font-size:11px;padding:12px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:20px}.tbog-ui .content-dialog .reset-checklist{background:transparent;color:var(--orange);font-size:11px;padding:0}.tbog-ui .compare-table{width:100%;border-collapse:collapse;font-size:12px;margin:24px 0}.tbog-ui .compare-table th,.tbog-ui .compare-table td{text-align:left;padding:15px 10px;border-bottom:1px solid var(--line);vertical-align:top}.tbog-ui .compare-table th{font-size:10px;color:var(--muted);font-weight:500}.tbog-ui .compare-table .score{font-family:var(--serif);font-size:24px;line-height:1}.tbog-ui .compare-table small{font-size:11px;color:var(--muted)}.tbog-ui .table-scroll{overflow-x:auto}.tbog-ui .source-note a{color:#607050}.tbog-ui .search-dialog{width:min(700px,calc(100% - 40px))}.tbog-ui .search-dialog .dialog-top{margin-bottom:20px}.tbog-ui .search-dialog h2{font-family:var(--serif);font-size:30px;line-height:1.3}.tbog-ui .search-field{display:flex;align-items:center;gap:12px;border:1px solid #c8cdbc;background:#fff;padding:14px 17px}.tbog-ui .search-field svg{width:20px;height:20px;color:#8b917f}.tbog-ui .search-field input{width:100%;min-width:0;background:transparent;border:0;outline:none;font-size:13px;color:var(--ink)}.tbog-ui .search-field:focus-within{border-color:var(--orange)}.tbog-ui .search-result{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:16px 0;text-align:left;border-bottom:1px solid var(--line);width:100%;background:transparent}.tbog-ui .search-result small{display:block;font-size:7px;color:var(--orange);letter-spacing:1px;text-transform:uppercase;margin-bottom:4px}.tbog-ui .search-result strong{font-family:var(--serif);font-size:18px;font-weight:500;line-height:1.4}.tbog-ui .search-result:hover strong{color:var(--orange)}.tbog-ui .search-hint{font-size:10px;color:var(--muted);margin-top:20px}.tbog-ui .no-results{padding:35px 0;color:var(--muted);font-size:13px}.tbog-ui .mini-chart{width:160px;height:110px}.tbog-ui .check-art{background:#f8f7ed;width:140px;padding:17px 20px;transform:rotate(6deg);box-shadow:12px 13px 0 #4c5a4320}.tbog-ui .check-art>span{display:block;width:100%;height:1px;background:#c1c8b1;margin:16px 0;position:relative}.tbog-ui .check-art>span:before{content:'✓';position:absolute;left:-10px;top:-10px;background:#f8f7ed;color:#7b8a61;font-size:14px}.tbog-ui .check-art>strong{font-size:7px;letter-spacing:1px}.tbog-ui .math-art{font-family:var(--serif);font-size:48px;letter-spacing:-2px;transform:rotate(-5deg)}.tbog-ui .math-art span{color:#f28d65}.tbog-ui .math-art small{font-family:var(--sans);font-size:7px;letter-spacing:1.2px;display:block;color:#b6c09c;text-align:center;margin-top:8px}.tbog-ui .sr-only,.tbog-ui .skip-link:not(:focus){position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.tbog-ui .skip-link:focus{position:fixed;top:10px;left:10px;padding:12px 18px;background:var(--ink);color:#fff;z-index:100}.tbog-ui .content-dialog .button{margin-top:22px;font-size:11px}.tbog-ui .category-note{padding:13px 0;font-size:11px;color:var(--muted)}
@media(min-width:1500px){.tbog-ui .wrap{width:min(1320px,calc(100% - 150px))}.tbog-ui .hero{gap:100px}.tbog-ui .hero h1{font-size:84px}.tbog-ui .hero-image{height:430px}.tbog-ui .hero-description{font-size:14px}.tbog-ui .hero{padding-top:70px;padding-bottom:70px}}
@media(max-width:1150px){.tbog-ui .wrap{width:calc(100% - 72px)}.tbog-ui .desktop-nav{gap:18px;font-size:11px}.tbog-ui .header-actions{gap:15px}.tbog-ui .hero{gap:40px;padding-top:45px}.tbog-ui .hero h1{font-size:65px}.tbog-ui .hero-image{height:355px}.tbog-ui .hero-verdict{padding:20px;margin-left:20px}.tbog-ui .hero-verdict div>p:last-child{font-size:21px}.tbog-ui .hero-buttons{gap:19px}.tbog-ui .hero-buttons .button{padding:15px 17px;gap:22px;font-size:11px}.tbog-ui .article-cover{height:180px}.tbog-ui .article-card h3{font-size:21px}.tbog-ui .broker-art{width:165px;height:100px;font-size:22px}.tbog-ui .cover-pocket .broker-art{font-size:16px}.tbog-ui .path-card{padding:24px 20px 20px}.tbog-ui .path-index{font-size:5px;letter-spacing:.7px}.tbog-ui .calculator-section{gap:45px}.tbog-ui .calculator-card{padding:25px}.tbog-ui .approach-inner{gap:60px}.tbog-ui .coverage-section button{font-size:20px;gap:15px}.tbog-ui .coverage-section .soon-label{font-size:4px}.tbog-ui .header .brand{font-size:12px}.tbog-ui .header .brand img{width:33px;height:33px}.tbog-ui .principles{gap:20px}}
@media(max-width:900px){.tbog-ui .desktop-nav{display:none}.tbog-ui .menu-toggle{display:inline-flex}.tbog-ui .header-inner{height:85px}.tbog-ui .hero h1{font-size:55px;letter-spacing:-2.2px}.tbog-ui .hero{gap:30px}.tbog-ui .hero-description{font-size:12px}.tbog-ui .hero-image{height:330px}.tbog-ui .hero-verdict{padding:18px 14px;margin-left:10px;min-height:120px;gap:12px}.tbog-ui .hero-verdict div>p:last-child{font-size:19px}.tbog-ui .verdict-index{display:none}.tbog-ui .hero-buttons{align-items:flex-start;flex-direction:column;gap:18px}.tbog-ui .hero-note{margin-top:22px}.tbog-ui .principles>div{gap:12px}.tbog-ui .principles p{font-size:11px}.tbog-ui .principles p>span{font-size:9px}.tbog-ui .section-heading h2{font-size:32px}.tbog-ui .desk-label{display:none}.tbog-ui .article-grid{gap:30px 20px}.tbog-ui .article-cover{height:157px}.tbog-ui .broker-art{width:145px;height:88px;gap:6px;font-size:20px}.tbog-ui .broker-art svg{width:28px;height:28px}.tbog-ui .cover-pocket .broker-art{font-size:14px}.tbog-ui .cover-iqcent .broker-art{font-size:23px}.tbog-ui .art-sticker{font-size:6px;padding:4px 6px;bottom:10px;right:9px}.tbog-ui .article-card h3{font-size:20px}.tbog-ui .path-grid{gap:15px}.tbog-ui .path-card{padding:20px 18px}.tbog-ui .path-card h3{font-size:26px}.tbog-ui .path-index{display:none}.tbog-ui .path-card>p{font-size:10px}.tbog-ui .path-bottom{font-size:9px}.tbog-ui .calculator-intro h2{font-size:35px}.tbog-ui .calculator-section{gap:30px}.tbog-ui .calculator-card{padding:20px}.tbog-ui .calculation-result{gap:15px}.tbog-ui .calculation-result strong{font-size:39px}.tbog-ui .expected-result{padding-left:15px}.tbog-ui .expected-result strong{font-size:24px}.tbog-ui .calculation-result>div>span{font-size:5px;letter-spacing:.5px}.tbog-ui .approach-inner{gap:40px}.tbog-ui .approach-copy h2{font-size:32px}.tbog-ui .approach-quote{font-size:18px}.tbog-ui .evidence-sheet{padding:23px}.tbog-ui .sheet-bottom{font-size:4px;letter-spacing:.4px}.tbog-ui .coverage-section>div{flex-wrap:wrap;justify-content:flex-start;gap:20px 45px}.tbog-ui .coverage-section button{font-size:21px}.tbog-ui .coverage-section .soon-label{font-size:5px}.tbog-ui .footer-top>p{font-size:21px}.tbog-ui .check-art{width:100px;padding:12px 15px}.tbog-ui .check-art>span{margin:12px 0}.tbog-ui .math-art{font-size:37px}.tbog-ui .mini-chart{width:130px}}
@media(max-width:650px){html{scroll-padding-top:25px}.tbog-ui .wrap{width:calc(100% - 40px)}.tbog-ui .masthead .wrap{height:30px;font-size:8px}.tbog-ui .masthead a{display:none}.tbog-ui .header-inner{height:76px;gap:15px}.tbog-ui .header .brand{font-size:11px;gap:9px}.tbog-ui .header .brand img{width:31px;height:31px}.tbog-ui .header-actions{gap:4px}.tbog-ui .start-button{display:none}.tbog-ui .hero{grid-template-columns:1fr;gap:35px;padding-top:33px;padding-bottom:30px}.tbog-ui .hero-copy .eyebrow{font-size:8px;letter-spacing:1.7px;margin-bottom:19px}.tbog-ui .hero h1{font-size:clamp(55px,13vw,75px);line-height:1.05;letter-spacing:-2.8px}.tbog-ui .hero h1 br:nth-of-type(2){display:none}.tbog-ui .hero h1 em:after{content:'';display:block}.tbog-ui .hero-description{font-size:12px;max-width:390px;margin-top:21px}.tbog-ui .hero-buttons{flex-direction:row;align-items:center;gap:22px;margin-top:22px}.tbog-ui .hero-buttons .button{padding:14px 16px;gap:25px;font-size:10px}.tbog-ui .hero-buttons .text-link{font-size:10px;gap:11px}.tbog-ui .hero-note{margin-top:23px}.tbog-ui .hero-visual{padding-top:0}.tbog-ui .visual-topline{font-size:7px;margin-bottom:10px}.tbog-ui .hero-image{height:290px}.tbog-ui .hero-image img{object-position:center 54%}.tbog-ui .hero-verdict{margin-left:40px;margin-top:-38px;padding:18px 24px;min-height:116px}.tbog-ui .hero-verdict div>p:last-child{font-size:23px}.tbog-ui .hero-verdict .eyebrow{font-size:6px}.tbog-ui .verdict-index{display:block}.tbog-ui .principles{grid-template-columns:1fr;gap:15px;padding:24px 0}.tbog-ui .principles>div{gap:17px}.tbog-ui .principle-number{font-size:20px;width:20px}.tbog-ui .principles p{font-size:11px}.tbog-ui .principles p>span{display:inline;margin-left:10px;font-size:9px}.tbog-ui .section{padding-top:45px;padding-bottom:42px}.tbog-ui .section-heading{align-items:flex-start;gap:16px;margin-bottom:23px;flex-direction:column}.tbog-ui .section-heading .eyebrow{font-size:7px;margin-bottom:8px}.tbog-ui .section-heading h2{font-size:30px;letter-spacing:-.9px}.tbog-ui .section-heading>.text-link{font-size:10px;margin-bottom:0}.tbog-ui .filter-list{gap:22px;white-space:nowrap;width:max-content}.tbog-ui .research-toolbar{overflow-x:auto;scrollbar-width:none;margin-bottom:22px}.tbog-ui .research-toolbar::-webkit-scrollbar{display:none}.tbog-ui .filter{font-size:10px;padding:10px 0}.tbog-ui .article-grid{grid-template-columns:1fr;gap:32px}.tbog-ui .article-cover{height:220px}.tbog-ui .article-card h3{font-size:25px;line-height:1.3}.tbog-ui .article-category{font-size:8px;margin-top:16px}.tbog-ui .article-description{font-size:12px;max-width:380px}.tbog-ui .article-meta{font-size:9px}.tbog-ui .broker-art{width:205px;height:120px;font-size:29px;gap:12px}.tbog-ui .broker-art svg{width:40px;height:40px}.tbog-ui .cover-pocket .broker-art{font-size:20px}.tbog-ui .cover-iqcent .broker-art{font-size:32px}.tbog-ui .art-sticker{font-size:8px;padding:6px 9px;right:17px;bottom:17px}.tbog-ui .cover-label{font-size:8px}.tbog-ui .cover-watermark{font-size:170px;bottom:-44px}.tbog-ui .research-footnote{font-size:8px;margin-top:23px}.tbog-ui .learn-section{padding:43px 0}.tbog-ui .section-description{font-size:10px}.tbog-ui .path-grid{grid-template-columns:1fr;gap:15px}.tbog-ui .path-card{padding:24px;position:relative}.tbog-ui .path-top{position:absolute;top:25px;right:24px;margin:0}.tbog-ui .path-card h3{font-size:29px}.tbog-ui .path-card h3 br{display:none}.tbog-ui .path-card>p{font-size:11px;max-width:270px;margin:13px 0 20px}.tbog-ui .path-card h3{padding-right:45px}.tbog-ui .path-bottom{font-size:10px}.tbog-ui .line-icon{width:28px;height:28px;font-size:29px}.tbog-ui .calculator-section{grid-template-columns:1fr;gap:32px;padding-top:49px;padding-bottom:50px}.tbog-ui .calculator-intro h2{font-size:36px}.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:12px;max-width:380px;margin:20px 0}.tbog-ui .tool-index{margin-top:22px}.tbog-ui .calculator-card{padding:24px}.tbog-ui .calc-heading .eyebrow{font-size:7px}.tbog-ui .calculation-result strong{font-size:47px}.tbog-ui .expected-result strong{font-size:27px}.tbog-ui .calculation-result>div>span{font-size:5px;letter-spacing:.5px}.tbog-ui .calc-assumptions{font-size:8px}.tbog-ui .approach-section{padding:45px 0 50px}.tbog-ui .approach-inner{grid-template-columns:1fr;gap:40px}.tbog-ui .approach-copy h2{font-size:34px}.tbog-ui .approach-copy>.eyebrow{font-size:6px;margin-bottom:17px}.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:12px;max-width:420px}.tbog-ui .approach-quote{font-size:20px}.tbog-ui .signature{margin-top:25px}.tbog-ui .evidence-sheet{margin:0 8px;padding:25px}.tbog-ui .evidence-sheet h3{font-size:33px}.tbog-ui .sheet-top{font-size:7px}.tbog-ui .sheet-bottom{font-size:5px;letter-spacing:.6px}.tbog-ui .evidence-sheet h4{font-size:12px}.tbog-ui .evidence-sheet li p{font-size:10px}.tbog-ui .coverage-section{padding:30px 0}.tbog-ui .coverage-section>div{display:grid;grid-template-columns:1fr 1fr;gap:19px 15px}.tbog-ui .coverage-section button{font-size:20px;gap:14px;text-align:left;justify-content:flex-start}.tbog-ui .coverage-section .upcoming{display:flex;flex-direction:column;align-items:flex-start;gap:4px}.tbog-ui .coverage-section .soon-label{font-size:4px;padding:3px 4px}.tbog-ui .footer{padding:35px 0 0}.tbog-ui .footer-top{flex-wrap:wrap;gap:23px}.tbog-ui .footer-top .brand{font-size:12px}.tbog-ui .footer-top>p{font-size:23px}.tbog-ui .back-top{font-size:9px;width:100%}.tbog-ui .footer-links{gap:13px 22px;flex-wrap:wrap;margin-top:23px}.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:9px}.tbog-ui .risk-note{font-size:8px;margin:22px 0}.tbog-ui .footer-bottom{font-size:7px;gap:20px;align-items:flex-start;padding:16px 0}.tbog-ui .footer-bottom>span:last-child{text-align:right}.tbog-ui .content-dialog,.tbog-ui .search-dialog{padding:20px 23px;width:calc(100% - 24px);max-height:91dvh}.tbog-ui .dialog-top{padding-bottom:10px;margin-bottom:20px}.tbog-ui .content-dialog h2{font-size:30px}.tbog-ui .content-dialog h3{font-size:22px}.tbog-ui .content-dialog p,.tbog-ui .content-dialog li{font-size:12px}.tbog-ui .content-dialog .dialog-subtitle{font-size:14px}.tbog-ui .compare-table{font-size:11px;min-width:390px}.tbog-ui .compare-table th,.tbog-ui .compare-table td{padding:12px 8px}.tbog-ui .search-field{padding:12px}.tbog-ui .search-field input{font-size:11px}.tbog-ui .search-result strong{font-size:17px}.tbog-ui .search-dialog h2{font-size:27px}.tbog-ui .check-art{width:145px;padding:20px}.tbog-ui .check-art>span{margin:16px 0}.tbog-ui .math-art{font-size:52px}.tbog-ui .mini-chart{width:160px;height:110px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tbog-ui *,.tbog-ui *:before,.tbog-ui *:after{transition:none!important;animation:none!important}}

/* Strategy revision: topic access, plain-language messages, and readable supporting text. */
.tbog-ui .hero h1{font-size:clamp(50px,4.7vw,74px);letter-spacing:-2.6px;line-height:1.12}
.tbog-ui .hero-description{font-size:14px;line-height:1.8;max-width:435px}.tbog-ui .hero-copy .eyebrow{font-size:9px;letter-spacing:1.3px}
.tbog-ui .hero-help{font-size:11px;margin-top:20px;max-width:420px;line-height:1.65}.tbog-ui .hero-help a{border-bottom:1px solid #c7cbbc;padding-bottom:3px}.tbog-ui .hero-help a:hover{color:var(--orange)}.tbog-ui .hero-help span{margin-left:7px}
.tbog-ui .hero-note{font-size:10px;margin-top:18px}.tbog-ui .masthead{font-size:10px}.tbog-ui .desktop-nav{gap:22px;font-size:11px}
.tbog-ui .learn-section{margin-top:55px}.tbog-ui .path-card h3{font-size:29px}.tbog-ui .path-card>p{font-size:12px}.tbog-ui .path-bottom{font-size:11px}
.tbog-ui .topic-section{padding-bottom:28px}.tbog-ui .topic-section .section-heading{align-items:flex-end}.tbog-ui .topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 26px;margin-top:30px}
.tbog-ui .topic-card{display:flex;gap:17px;padding:25px 0 24px;border-top:1px solid var(--line);min-width:0}.tbog-ui .topic-number{font-family:var(--serif);font-style:italic;color:#949b86;font-size:21px;line-height:1.2;padding-top:1px}.tbog-ui .topic-card>div{display:flex;flex-direction:column;align-items:flex-start;flex:1;min-width:0}
.tbog-ui .availability{font-size:7px;letter-spacing:1px;color:#566542;display:block;line-height:1.5;font-weight:600}.tbog-ui .availability.planned{color:#8b5a34}.tbog-ui .topic-card h3{font-family:var(--serif);font-size:23px;line-height:1.25;letter-spacing:-.5px;margin:10px 0}.tbog-ui .topic-card p{font-size:12px;line-height:1.8;color:#6e7564;flex:1}.tbog-ui .topic-next{display:flex;gap:18px;font-size:10px;margin-top:19px;align-items:center}.tbog-ui .topic-next>span{font-size:17px;line-height:1}.tbog-ui .topic-card:hover h3,.tbog-ui .topic-card:hover .topic-next{color:var(--orange)}
.tbog-ui .expansion-note{margin-top:10px;padding:22px 25px;background:#edeee4;display:flex;gap:25px;justify-content:space-between;align-items:center}.tbog-ui .expansion-note .eyebrow{color:#6c775c;font-size:8px}.tbog-ui .expansion-note p{font-size:12px;margin-top:7px;line-height:1.7}.tbog-ui .expansion-note .text-link{font-size:10px;white-space:nowrap}
.tbog-ui .article-description{font-size:12px}.tbog-ui .article-meta{font-size:9px}.tbog-ui .research-footnote{font-size:10px;max-width:890px}.tbog-ui .section-description{font-size:12px}.tbog-ui .calculator-intro h2{font-size:36px;line-height:1.22}.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:13px}.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:13px}.tbog-ui .approach-copy .eyebrow{font-size:8px}.tbog-ui .evidence-sheet li p{font-size:10px}.tbog-ui .risk-note{font-size:10px;color:#747c68}.tbog-ui .footer-links,.tbog-ui .footer-links button{font-size:10px}.tbog-ui .footer-bottom{font-size:9px}
.tbog-ui .learning-outline{margin:22px 0 27px;display:grid;grid-template-columns:1fr 1fr;gap:20px 25px}.tbog-ui .learning-outline>div{border-top:1px solid var(--line);padding-top:15px}.tbog-ui .learning-outline>div>span{font-size:9px;color:#7d886d;letter-spacing:.8px}.tbog-ui .content-dialog .learning-outline h3{font-size:21px;margin:7px 0 10px}.tbog-ui .content-dialog .learning-outline p{font-size:12px;line-height:1.8}.tbog-ui .collection-plan{border-top:1px solid var(--line);padding-top:22px;margin-top:25px}.tbog-ui .collection-plan ul{margin-bottom:0}
@media(min-width:1500px){.tbog-ui .hero h1{font-size:77px}}
@media(max-width:1150px){.tbog-ui .desktop-nav{gap:16px;font-size:10px}.tbog-ui .hero{gap:35px}.tbog-ui .hero h1{font-size:57px}.tbog-ui .hero-description{font-size:13px}.tbog-ui .header-actions{gap:10px}.tbog-ui .topic-card{gap:13px}.tbog-ui .topic-card h3{font-size:21px}.tbog-ui .availability{font-size:6px;letter-spacing:.6px}.tbog-ui .topic-card p{font-size:11px}.tbog-ui .calculator-intro h2{font-size:32px}.tbog-ui .path-card h3{font-size:27px}}
@media(max-width:900px){.tbog-ui .topic-grid{grid-template-columns:1fr 1fr}.tbog-ui .hero h1{font-size:49px}.tbog-ui .hero-help{font-size:10px}.tbog-ui .hero-copy .eyebrow{font-size:7px}.tbog-ui .hero-description{font-size:12px}.tbog-ui .hero-verdict div>p:last-child{font-size:18px}.tbog-ui .learn-section{margin-top:35px}.tbog-ui .path-card>p{font-size:11px}.tbog-ui .path-card h3{font-size:25px}.tbog-ui .topic-card h3{font-size:23px}.tbog-ui .availability{font-size:7px}.tbog-ui .topic-card p{font-size:12px}.tbog-ui .calculator-intro h2{font-size:29px}.tbog-ui .expansion-note{align-items:flex-start;flex-direction:column;gap:15px}}
@media(max-width:650px){.tbog-ui .hero h1{font-size:clamp(43px,11.5vw,65px);letter-spacing:-2px;line-height:1.16}.tbog-ui .hero h1 br:nth-of-type(2){display:initial}.tbog-ui .hero h1 em:after{display:none}.tbog-ui .hero-copy .eyebrow{font-size:7px;letter-spacing:1px}.tbog-ui .hero-description{font-size:14px;line-height:1.8}.tbog-ui .hero-buttons .button{font-size:10px;gap:18px;padding:14px}.tbog-ui .hero-buttons{gap:17px}.tbog-ui .hero-buttons .text-link{font-size:10px;gap:8px}.tbog-ui .hero-help{font-size:11px;margin-top:21px}.tbog-ui .hero-note{font-size:10px}.tbog-ui .hero-verdict{margin-left:15px;padding:19px 20px;gap:12px}.tbog-ui .hero-verdict div>p:last-child{font-size:22px}.tbog-ui .hero-verdict .verdict-index{display:none}.tbog-ui .principles p>span{display:block;margin-left:0;font-size:10px;margin-top:3px}.tbog-ui .principles p{font-size:12px}.tbog-ui .learn-section{margin-top:30px}.tbog-ui .path-card h3{font-size:29px}.tbog-ui .path-card>p{font-size:12px;max-width:280px}.tbog-ui .path-bottom{font-size:11px}.tbog-ui .section-description{font-size:12px}.tbog-ui .topic-section .section-heading{align-items:flex-start}.tbog-ui .topic-grid{grid-template-columns:1fr;margin-top:22px;gap:0}.tbog-ui .topic-card{padding:23px 0;gap:17px}.tbog-ui .topic-card h3{font-size:25px}.tbog-ui .topic-card p{font-size:13px}.tbog-ui .availability{font-size:7px}.tbog-ui .topic-next{font-size:11px}.tbog-ui .expansion-note{padding:20px;margin-top:5px}.tbog-ui .expansion-note p{font-size:13px}.tbog-ui .expansion-note .text-link{font-size:11px;white-space:normal}.tbog-ui .topic-section{padding-bottom:8px}.tbog-ui .article-description{font-size:13px}.tbog-ui .research-footnote{font-size:10px}.tbog-ui .calculator-intro h2{font-size:32px}.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:13px}.tbog-ui .learning-outline{grid-template-columns:1fr;gap:18px}.tbog-ui .content-dialog .learning-outline h3{font-size:23px}.tbog-ui .content-dialog .learning-outline p{font-size:13px}.tbog-ui .risk-note{font-size:10px}.tbog-ui .footer-links,.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:10px}.tbog-ui .footer-bottom{font-size:8px}}

/* Personal notebook edition. Palette, article destinations and tools stay shared. */
.tbog-ui .masthead{font-size:11px;letter-spacing:0}
.tbog-ui .masthead .wrap{height:35px}
.tbog-ui .header-inner{height:100px}
.tbog-ui .desktop-nav{font-size:13px;gap:27px}
.tbog-ui .header-actions{margin-left:0}
.tbog-ui .start-button{display:none}
.tbog-ui .hero.personal-hero{grid-template-columns:1.05fr 1fr;gap:85px;padding-top:65px;padding-bottom:65px;align-items:center}
.tbog-ui .author-intro{display:flex;align-items:center;gap:12px;margin-bottom:27px}
.tbog-ui .author-mark{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid #cfd2c4;border-radius:50%;font:italic 25px var(--serif);background:#edeee4;color:#596548}
.tbog-ui .author-intro p{font-size:16px;font-weight:550;line-height:1.4}
.tbog-ui .author-intro div>span{display:block;font-size:12px;color:#626958;margin-top:3px}
.tbog-ui .personal-hero h1{font-size:clamp(46px,4.8vw,73px);line-height:1.12;letter-spacing:-2.5px}
.tbog-ui .personal-hero h1 em{position:relative;font-weight:500}
.tbog-ui .personal-hero h1 em::after{content:'';position:absolute;display:block;bottom:-3px;left:0;width:100%;height:7px;border-bottom:2px solid #e65c3266;border-radius:50%;transform:rotate(-2deg)}
.tbog-ui .personal-hero .hero-description{font-size:15px;line-height:1.9;margin-top:26px;max-width:465px}
.tbog-ui .personal-hero .hero-buttons{gap:25px;margin-top:28px;flex-wrap:wrap}
.tbog-ui .personal-hero .hero-buttons .button{font-size:12px;padding:17px 20px;gap:25px}
.tbog-ui .personal-hero .hero-buttons .text-link{font-size:12px;gap:10px}
.tbog-ui .personal-hero .hero-help{font-size:12px;line-height:1.8;margin-top:24px}
.tbog-ui .personal-coverage{font-size:11px;line-height:1.8;max-width:390px;margin-top:20px;color:#626958}
.tbog-ui .desk-stack{position:relative;padding:23px 10px 8px 0}
.tbog-ui .margin-note{font:italic 20px var(--serif);color:#9c452a;position:absolute;top:-14px;right:23px;z-index:2;transform:rotate(3deg)}
.tbog-ui .margin-note svg{position:absolute;width:70px;height:40px;right:-15px;top:22px}
.tbog-ui .notebook-sheet{background:#fbfaf6;border:1px solid #d4d7c8;box-shadow:8px 9px 0 #e6e8dd;transform:rotate(1deg);padding:30px 32px 26px;position:relative}
.tbog-ui .notebook-sheet::before{content:'';position:absolute;top:-9px;left:29px;width:79px;height:19px;background:#d9ddc4b3;transform:rotate(-4deg)}
.tbog-ui .notebook-top{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:11px;color:#626958;border-bottom:1px solid var(--line);padding-bottom:16px;margin-bottom:20px}
.tbog-ui .notebook-top>span:first-child{font-family:var(--serif);font-style:italic;font-size:17px;color:var(--ink)}
.tbog-ui .notebook-sheet h2{font-family:var(--serif);font-size:38px;line-height:1.2;letter-spacing:-1.1px;font-weight:500}
.tbog-ui .notebook-intro{font-size:12px;line-height:1.75;color:#626958;margin-top:12px;max-width:290px}
.tbog-ui .notebook-questions{list-style:none;padding:0;margin:18px 0 20px}
.tbog-ui .notebook-questions li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid #dedfd3}
.tbog-ui .notebook-questions li>span{font:italic 16px var(--serif);color:#8b9678;padding-top:1px}
.tbog-ui .notebook-questions h3{font-family:var(--sans);font-size:13px;font-weight:650;line-height:1.5;letter-spacing:0}
.tbog-ui .notebook-questions p{font-size:11px;line-height:1.7;color:#626958;margin-top:3px}
.tbog-ui .notebook-link{display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:12px;font-weight:550;line-height:1.6;padding:2px 0 9px;border-bottom:1px solid #9da58c}
.tbog-ui .notebook-link:hover{color:#9c452a}
.tbog-ui .notebook-afterthought{font:italic 15px/1.6 var(--serif);color:#626958;margin-top:17px}
.tbog-ui .welcome-note{display:grid;grid-template-columns:185px 1fr 105px;align-items:center;gap:28px;border-block:1px solid var(--line);padding-top:27px;padding-bottom:27px}
.tbog-ui .welcome-note h2{font:italic 23px/1.35 var(--serif);letter-spacing:-.3px}
.tbog-ui .welcome-note>p{font-size:14px;line-height:1.9;max-width:690px}
.tbog-ui .letter-signature{font:italic 24px var(--serif);color:#9c452a;white-space:nowrap;transform:rotate(-4deg)}
.tbog-ui .learn-section{background:transparent;border:0;margin-top:0;padding:55px 0 35px}
.tbog-ui .eyebrow{letter-spacing:1px}
.tbog-ui .section-heading .eyebrow{font-size:10px;color:#626958;text-transform:none;letter-spacing:.6px;margin-bottom:12px}
.tbog-ui .section-heading h2{font-size:36px;line-height:1.25;letter-spacing:-.9px}
.tbog-ui .section-description{font-size:13px;line-height:1.8}
.tbog-ui .path-grid{gap:30px}
.tbog-ui .path-card{padding:22px 10px 20px 0;border:0;border-top:1px solid #b5bdab;background:transparent;box-shadow:none}
.tbog-ui .path-card:hover{background:transparent;border-color:#9c452a;transform:none}
.tbog-ui .path-top{position:static;margin:0 0 20px;display:block}
.tbog-ui .path-top .line-icon{display:none}
.tbog-ui .path-index{font-size:10px;letter-spacing:.5px;color:#626958;display:block}
.tbog-ui .path-card h3{font-size:28px;line-height:1.3;padding-right:0;letter-spacing:-.6px}
.tbog-ui .path-card>p{font-size:13px;line-height:1.85;max-width:330px;margin:16px 0 21px}
.tbog-ui .path-bottom{font-size:12px}
.tbog-ui .topic-section{padding-top:45px}
.tbog-ui .topic-card h3{font-size:25px}
.tbog-ui .topic-card p{font-size:13px;line-height:1.85}
.tbog-ui .availability{font-size:9px;line-height:1.7;letter-spacing:.5px}
.tbog-ui .topic-next{font-size:12px}
.tbog-ui .expansion-note{background:#edeee4;padding:21px 23px}
.tbog-ui .expansion-note p{font-size:13px}
.tbog-ui .expansion-note .eyebrow{font-size:10px;letter-spacing:.5px}
.tbog-ui .expansion-note .text-link{font-size:12px}
.tbog-ui .research{padding-top:45px}
.tbog-ui .research-toolbar{margin-top:26px}
.tbog-ui .filter{font-size:12px;text-transform:none;letter-spacing:0}
.tbog-ui .desk-label{font:italic 15px var(--serif);letter-spacing:0}
.tbog-ui .article-grid{gap:38px 28px}
.tbog-ui .article-cover{height:168px;border:1px solid #d1d5c7;box-shadow:4px 4px 0 #e6e8dd}
.tbog-ui .cover-quotex{background:#e5e8dd;color:#42503b}
.tbog-ui .cover-pocket{background:#eee8de;color:#6c5844}
.tbog-ui .cover-iqcent{background:#e9e9e1;color:#49513e}
.tbog-ui .broker-art{background:transparent;border:0;box-shadow:none;transform:rotate(-3deg);font-family:var(--serif);font-size:29px;letter-spacing:-1px}
.tbog-ui .cover-pocket .broker-art{font-size:24px}
.tbog-ui .cover-iqcent .broker-art{font-size:29px}
.tbog-ui .cover-iqcent .broker-art>span{color:#9c452a!important}
.tbog-ui .broker-art svg{width:30px;height:30px;stroke-width:1.5}
.tbog-ui .cover-label{font-size:8px;letter-spacing:.7px}
.tbog-ui .cover-watermark{opacity:.08;font-family:var(--serif);font-size:110px;bottom:-20px}
.tbog-ui .art-sticker{background:#fbfaf6;color:#626958;font-family:var(--serif);font-style:italic;font-size:12px;letter-spacing:0;padding:4px 8px;transform:rotate(-3deg);border-bottom:1px solid #ced2c0}
.tbog-ui .article-category{font-size:10px;letter-spacing:.8px;margin-top:20px}
.tbog-ui .article-card h3{font-size:25px;line-height:1.35;letter-spacing:-.5px}
.tbog-ui .article-description{font-size:13px;line-height:1.85}
.tbog-ui .article-meta{font-size:11px}
.tbog-ui .research-footnote{font-size:11px;line-height:1.8;margin-top:30px;max-width:850px}
.tbog-ui .calculator-section{border-top:1px solid var(--line);margin-top:22px;gap:65px}
.tbog-ui .calculator-intro h2{font-size:39px;line-height:1.3}
.tbog-ui .calculator-intro>.eyebrow{font-size:10px;letter-spacing:.7px;color:#626958}
.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:14px;line-height:1.9;max-width:390px}
.tbog-ui .calculator-intro>.text-link{font-size:12px}
.tbog-ui .tool-index{font-family:var(--serif);font-style:italic;font-size:16px;letter-spacing:0;color:#626958}
.tbog-ui .calculator-card{border:1px solid #ccd0c0;background:#eeeee7;box-shadow:none;transform:rotate(.5deg)}
.tbog-ui .calc-heading .eyebrow{font-size:9px;letter-spacing:.7px}
.tbog-ui .slider-group label{font-size:12px}
.tbog-ui .range-labels{font-size:10px}
.tbog-ui .calculation-result>div>span{font-size:8px;letter-spacing:.5px}
.tbog-ui .calc-assumptions{font-size:10px;line-height:1.8}
.tbog-ui .approach-section{margin-top:35px;background:#edeee4;color:var(--ink);padding:60px 0}
.tbog-ui .approach-inner{grid-template-columns:1.1fr 1fr;gap:80px;align-items:start}
.tbog-ui .approach-copy>.eyebrow{font-size:10px;letter-spacing:.6px;color:#626958}
.tbog-ui .approach-copy h2{font-size:36px;line-height:1.3;letter-spacing:-.8px}
.tbog-ui .approach-copy h2 em{color:#657052}
.tbog-ui .approach-quote{font-size:21px;line-height:1.6}
.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:14px;line-height:1.9;margin-bottom:16px;color:#626958}
.tbog-ui .approach-copy .button-light{font-size:12px;margin-top:8px;background:transparent;border-color:#9ca68c}
.tbog-ui .approach-copy .button-light:hover{background:#dfe3d3}
.tbog-ui .signature{font-size:27px;margin-top:28px}
.tbog-ui .signature>span{font-family:var(--sans);font-size:11px;letter-spacing:0;text-transform:none;color:#626958}
.tbog-ui .personal-contact{display:block;font-size:12px;line-height:1.8;margin-top:25px;width:fit-content;border-bottom:1px solid #a5ae95}
.tbog-ui .personal-contact:hover{color:#9c452a}
.tbog-ui .evidence-sheet{margin:0;padding:5px 0 0 35px;border:0;border-left:1px solid #c8cebb;background:transparent;box-shadow:none;transform:none}
.tbog-ui .sheet-top{font-family:var(--serif);font-style:italic;font-size:17px;letter-spacing:0;padding:0 0 18px}
.tbog-ui .evidence-sheet h3{font-size:29px;line-height:1.35;letter-spacing:-.5px}
.tbog-ui .evidence-sheet li h4{font-size:13px;line-height:1.6}
.tbog-ui .evidence-sheet li p{font-size:12px;line-height:1.8}
.tbog-ui .sheet-bottom{font-size:10px;letter-spacing:0;gap:15px;line-height:1.7}
.tbog-ui .coverage-section>.eyebrow{font-size:10px;letter-spacing:.6px}
.tbog-ui .coverage-section button{font-size:23px}
.tbog-ui .coverage-section .soon-label{font-size:8px;letter-spacing:.5px}
.tbog-ui .footer-top>p{font-size:27px;line-height:1.45}
.tbog-ui .footer-top>p em{color:#9c452a}
.tbog-ui .footer-links,.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:12px;line-height:1.8;letter-spacing:0;text-transform:none}
.tbog-ui .risk-note{font-size:11px;line-height:1.85}
.tbog-ui .footer-bottom{font-size:10px;line-height:1.8}
.tbog-ui .content-dialog p,.tbog-ui .content-dialog li{font-size:14px;line-height:1.85}
.tbog-ui .content-dialog .dialog-subtitle{font-size:16px}
.tbog-ui .search-hint{font-size:12px}
@media(max-width:1150px){
 .tbog-ui .hero.personal-hero{gap:44px;padding-top:48px;padding-bottom:48px}.tbog-ui .personal-hero h1{font-size:57px}
 .tbog-ui .notebook-sheet{padding:28px 26px 23px}.tbog-ui .notebook-sheet h2{font-size:33px}.tbog-ui .margin-note{font-size:18px;right:16px}
 .tbog-ui .notebook-questions{margin-top:15px}.tbog-ui .notebook-questions li{padding:12px 0}.tbog-ui .notebook-questions h3{font-size:12px}
 .tbog-ui .welcome-note{grid-template-columns:155px 1fr;gap:25px}.tbog-ui .letter-signature{grid-column:2;text-align:right;margin-top:-13px}
 .tbog-ui .approach-inner{gap:45px}.tbog-ui .article-cover{height:150px}.tbog-ui .article-card h3{font-size:23px}
}
@media(max-width:900px){
 .tbog-ui .hero.personal-hero{gap:35px}.tbog-ui .personal-hero h1{font-size:48px;letter-spacing:-1.6px}.tbog-ui .personal-hero .hero-description{font-size:14px}
 .tbog-ui .author-intro{margin-bottom:22px}.tbog-ui .author-intro p{font-size:15px}.tbog-ui .personal-hero .hero-buttons{flex-direction:column;align-items:flex-start;gap:19px}
 .tbog-ui .notebook-sheet{padding:25px 21px 22px}.tbog-ui .notebook-sheet h2{font-size:29px}.tbog-ui .notebook-questions li{gap:10px}.tbog-ui .notebook-link{font-size:11px}.tbog-ui .notebook-afterthought{font-size:13px}
 .tbog-ui .path-grid{gap:20px}.tbog-ui .path-card h3{font-size:26px}.tbog-ui .path-card>p{font-size:12px}.tbog-ui .path-index{font-size:8px}
 .tbog-ui .section-heading h2{font-size:31px}.tbog-ui .article-cover{height:150px}.tbog-ui .art-sticker{font-size:10px}.tbog-ui .broker-art,.tbog-ui .cover-iqcent .broker-art{font-size:25px}.tbog-ui .cover-pocket .broker-art{font-size:19px}
 .tbog-ui .calculator-section{gap:35px}.tbog-ui .calculator-intro h2{font-size:32px}.tbog-ui .approach-copy h2{font-size:31px}
}
@media(max-width:650px){
 .tbog-ui .masthead .wrap{font-size:9px;height:31px}.tbog-ui .header-inner{height:78px}.tbog-ui .hero.personal-hero{grid-template-columns:1fr;gap:37px;padding-top:34px;padding-bottom:35px}
 .tbog-ui .author-mark{width:39px;height:39px;font-size:23px}.tbog-ui .author-intro{margin-bottom:23px}.tbog-ui .author-intro div>span{font-size:11px}
 .tbog-ui .personal-hero h1{font-size:clamp(38px,10.5vw,53px);letter-spacing:-1.6px;line-height:1.14}.tbog-ui .personal-hero h1 br:nth-of-type(2){display:initial}
 .tbog-ui .personal-hero h1 em::after{position:absolute;content:'';height:5px;bottom:-4px}
 .tbog-ui .personal-hero .hero-description{font-size:14px;line-height:1.85;margin-top:24px}.tbog-ui .personal-hero .hero-buttons{flex-direction:row;gap:18px;align-items:center}
 .tbog-ui .personal-hero .hero-buttons .button{font-size:11px;padding:15px 16px;gap:18px}.tbog-ui .personal-hero .hero-buttons .text-link{font-size:11px;line-height:1.7}
 .tbog-ui .personal-hero .hero-help{font-size:11px;line-height:1.8;margin-top:24px}.tbog-ui .personal-coverage{font-size:11px;margin-top:17px}
 .tbog-ui .desk-stack{padding:28px 6px 7px 0}.tbog-ui .margin-note{top:0;font-size:17px;right:17px;transform:rotate(2deg)}.tbog-ui .margin-note svg{height:28px;width:50px;top:17px;right:-3px}
 .tbog-ui .notebook-sheet{transform:none;padding:27px 23px 23px;box-shadow:5px 6px 0 #e6e8dd}.tbog-ui .notebook-sheet h2{font-size:34px}.tbog-ui .notebook-top{margin-bottom:19px;padding-bottom:14px}
 .tbog-ui .notebook-questions li{padding:14px 0;gap:12px}.tbog-ui .notebook-questions h3{font-size:13px}.tbog-ui .notebook-questions p{font-size:11px}.tbog-ui .notebook-link{font-size:12px}.tbog-ui .notebook-afterthought{font-size:14px}
 .tbog-ui .welcome-note{grid-template-columns:1fr;gap:15px;padding-top:25px;padding-bottom:27px}.tbog-ui .welcome-note h2{font-size:23px}.tbog-ui .welcome-note h2 br{display:none}.tbog-ui .welcome-note>p{font-size:13px;line-height:1.9}.tbog-ui .letter-signature{grid-column:1;font-size:23px;margin-top:0;text-align:right}
 .tbog-ui .learn-section{padding:39px 0 15px}.tbog-ui .section-heading .eyebrow{font-size:10px;letter-spacing:.4px}.tbog-ui .section-heading h2{font-size:30px;line-height:1.3}.tbog-ui .section-description{font-size:13px}
 .tbog-ui .path-grid{gap:6px}.tbog-ui .path-card{padding:21px 0 25px}.tbog-ui .path-top{position:static;margin-bottom:13px}.tbog-ui .path-index{font-size:10px}.tbog-ui .path-card h3{font-size:28px;padding:0}.tbog-ui .path-card h3 br{display:none}.tbog-ui .path-card>p{font-size:13px;line-height:1.85;margin-top:13px;max-width:none}.tbog-ui .path-bottom{font-size:12px}
 .tbog-ui .topic-section{padding-top:30px;padding-bottom:5px}.tbog-ui .topic-card h3{font-size:24px}.tbog-ui .availability{font-size:9px;letter-spacing:.4px}.tbog-ui .topic-card p{font-size:13px}.tbog-ui .topic-next{font-size:12px}.tbog-ui .expansion-note{padding:20px}.tbog-ui .expansion-note p{font-size:13px}
 .tbog-ui .research{padding-top:38px}.tbog-ui .research-toolbar{margin-top:20px}.tbog-ui .filter-list{gap:21px}.tbog-ui .filter{font-size:11px}.tbog-ui .article-grid{gap:34px}.tbog-ui .article-cover{height:165px}.tbog-ui .article-card h3{font-size:26px;line-height:1.35}.tbog-ui .article-description{font-size:13px;line-height:1.85}.tbog-ui .article-category{font-size:10px}.tbog-ui .article-meta{font-size:11px}
 .tbog-ui .broker-art,.tbog-ui .cover-iqcent .broker-art{font-size:30px}.tbog-ui .cover-pocket .broker-art{font-size:24px}.tbog-ui .art-sticker{font-size:12px}.tbog-ui .research-footnote{font-size:11px;line-height:1.8}
 .tbog-ui .calculator-section{grid-template-columns:1fr;gap:28px;margin-top:0;padding-top:38px;padding-bottom:40px}.tbog-ui .calculator-intro h2{font-size:32px}.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:14px;line-height:1.85}.tbog-ui .calculator-card{padding:21px;transform:none}.tbog-ui .tool-index{font-size:16px;margin-top:22px}.tbog-ui .calc-assumptions{font-size:10px}
 .tbog-ui .calc-heading .eyebrow{font-size:8px}.tbog-ui .calculation-result>div>span{font-size:7px;letter-spacing:0}.tbog-ui .calculation-result strong{font-size:43px}.tbog-ui .expected-result strong{font-size:25px}.tbog-ui .expected-result{padding-left:15px}
 .tbog-ui .approach-section{padding:39px 0 42px;margin-top:0}.tbog-ui .approach-inner{grid-template-columns:1fr;gap:35px}.tbog-ui .approach-copy>.eyebrow{font-size:10px}.tbog-ui .approach-copy h2{font-size:32px}.tbog-ui .approach-quote{font-size:21px}.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:14px}
 .tbog-ui .evidence-sheet{padding:27px 0 0;border-left:0;border-top:1px solid #c8cebb;margin:0}.tbog-ui .evidence-sheet h3{font-size:29px}.tbog-ui .evidence-sheet li p{font-size:12px}.tbog-ui .sheet-top{font-size:17px}.tbog-ui .sheet-bottom{font-size:10px;gap:12px;flex-wrap:wrap}
 .tbog-ui .coverage-section{padding-top:28px;padding-bottom:28px}.tbog-ui .coverage-section button{font-size:21px}.tbog-ui .coverage-section .soon-label{font-size:8px}.tbog-ui .footer-top>p{font-size:26px}.tbog-ui .footer-links,.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:11px}.tbog-ui .risk-note{font-size:11px;line-height:1.85}.tbog-ui .footer-bottom{font-size:10px}
 .tbog-ui .content-dialog p,.tbog-ui .content-dialog li{font-size:14px}.tbog-ui .content-dialog .dialog-subtitle{font-size:16px}
}
@media(max-width:350px){.tbog-ui .notebook-sheet{padding:25px 18px 20px}.tbog-ui .notebook-sheet h2{font-size:30px}.tbog-ui .notebook-questions h3{font-size:12px}.tbog-ui .notebook-link{font-size:11px}.tbog-ui .notebook-questions li{gap:10px}.tbog-ui .personal-hero .hero-buttons{align-items:flex-start;flex-direction:column}.tbog-ui .calculation-result strong{font-size:38px}.tbog-ui .expected-result strong{font-size:23px}.tbog-ui .calculator-card{padding:18px}.tbog-ui .calc-heading .eyebrow{font-size:7px}}

/* Both comparison variants use this same size, spacing and contrast layer. */
body.tbog-site{--muted:#50594a;--text-accent:#9c452a;scroll-padding-top:110px}
body.tbog-site{font-size:18px;line-height:1.7;font-optical-sizing:auto}
.tbog-ui .masthead{font-size:14px;color:#50594a}
.tbog-ui .masthead .wrap{min-height:42px;height:auto;padding-block:8px;gap:20px;line-height:1.5}
.tbog-ui .desktop-nav{font-size:15px;gap:22px}
.tbog-ui .mobile-nav{font-size:17px}
.tbog-ui .author-intro p{font-size:19px}
.tbog-ui .author-intro div>span{font-size:15px;color:var(--muted)}
.tbog-ui .personal-hero .hero-description{font-size:18px;line-height:1.75;color:var(--muted)}
.tbog-ui .personal-hero .hero-buttons .button,.tbog-ui .personal-hero .hero-buttons .text-link{font-size:15px;line-height:1.6}
.tbog-ui .personal-hero .hero-help,.tbog-ui .personal-coverage{font-size:15px;line-height:1.75;color:var(--muted)}
.tbog-ui .personal-hero .hero-buttons{gap:20px}
.tbog-ui .personal-hero h1 em,.tbog-ui .orange{color:var(--text-accent)}
.tbog-ui .notebook-top{font-size:14px;color:var(--muted)}
.tbog-ui .notebook-top>span:first-child{font-size:20px}
.tbog-ui .notebook-intro{font-size:16px;color:var(--muted);max-width:none}
.tbog-ui .notebook-questions h3{font-size:16px;line-height:1.5}
.tbog-ui .notebook-questions p{font-size:15px;line-height:1.65;color:var(--muted)}
.tbog-ui .notebook-questions li>span{font-size:18px;color:#58664a}
.tbog-ui .notebook-link{font-size:16px;line-height:1.6}
.tbog-ui .notebook-afterthought{font-size:18px;color:var(--muted)}
.tbog-ui .welcome-note{grid-template-columns:185px 1fr 105px}
.tbog-ui .welcome-note>p{font-size:17px;line-height:1.8}
.tbog-ui .section-heading .eyebrow,.tbog-ui .calculator-intro>.eyebrow,.tbog-ui .approach-copy>.eyebrow,.tbog-ui .coverage-section>.eyebrow{font-size:14px;line-height:1.6;color:var(--muted);letter-spacing:.3px}
.tbog-ui .section-description{font-size:16px;line-height:1.75;color:var(--muted)}
.tbog-ui .path-index{font-size:13px;line-height:1.7;color:var(--muted)}
.tbog-ui .path-card>p{font-size:17px;line-height:1.75;color:var(--muted);max-width:none}
.tbog-ui .path-bottom{font-size:15px;line-height:1.6}
.tbog-ui .topic-card p{font-size:17px;line-height:1.75;color:var(--muted)}
.tbog-ui .availability{font-size:12px;line-height:1.7;letter-spacing:.25px;color:#475637}
.tbog-ui .availability.planned{color:#784825}
.tbog-ui .topic-number{color:#58664a}
.tbog-ui .topic-next{font-size:15px;line-height:1.7;gap:12px}
.tbog-ui .expansion-note .eyebrow{font-size:13px;line-height:1.6;color:var(--muted)}
.tbog-ui .expansion-note p{font-size:17px;line-height:1.75}
.tbog-ui .expansion-note .text-link{font-size:15px;line-height:1.7;white-space:normal}
.tbog-ui .section-heading>.text-link{font-size:15px;line-height:1.7}
.tbog-ui .filter{font-size:15px;color:var(--muted);min-height:46px}
.tbog-ui .filter span{font-size:12px;color:var(--muted)}
.tbog-ui .desk-label{font-size:19px}
.tbog-ui .cover-label{font-size:12px;letter-spacing:.3px;color:#47523d;max-width:calc(100% - 34px)}
.tbog-ui .cover-math .cover-label{color:#d0d9bd}
.tbog-ui .art-sticker{font-size:14px;color:#50594a}
.tbog-ui .check-art>strong{font-size:12px;line-height:1.5;letter-spacing:.3px}
.tbog-ui .math-art small{font-size:12px;line-height:1.5;letter-spacing:.5px;color:#d0d9bd}
.tbog-ui .article-category{font-size:13px;letter-spacing:.4px;color:var(--text-accent)}
.tbog-ui .article-card h3{font-size:28px;line-height:1.35}
.tbog-ui .article-description{font-size:17px;line-height:1.75;color:var(--muted)}
.tbog-ui .article-meta{font-size:14px;line-height:1.7;letter-spacing:0}
.tbog-ui .research-footnote{font-size:15px;line-height:1.75;color:var(--muted)}
.tbog-ui .calculator-intro>p:not(.eyebrow){font-size:18px;line-height:1.75;color:var(--muted)}
.tbog-ui .calculator-intro>.text-link{font-size:15px;line-height:1.7}
.tbog-ui .tool-index{font-size:20px;color:var(--muted)}
.tbog-ui .calc-heading .eyebrow{font-size:12px;line-height:1.6;letter-spacing:.3px}
.tbog-ui .slider-group label{font-size:16px;line-height:1.6}
.tbog-ui .slider-group output{font-family:var(--sans);font-size:20px;font-variant-numeric:tabular-nums}
.tbog-ui .slider-group input{height:28px;margin:8px 0 4px}
.tbog-ui .range-labels{font-size:13px;line-height:1.6;color:var(--muted)}
.tbog-ui .calculation-result{display:grid;grid-template-columns:1.1fr 1fr;gap:20px;align-items:start}
.tbog-ui .calculation-result>div{min-width:0}
.tbog-ui .calculation-result>div>span{font-size:12px;line-height:1.6;letter-spacing:.2px}
.tbog-ui .calculation-result strong{font-family:var(--sans);font-size:43px;line-height:1.4;letter-spacing:-1px;font-variant-numeric:tabular-nums}
.tbog-ui .expected-result{padding-left:20px}
.tbog-ui .expected-result strong{font-size:31px;white-space:nowrap}
.tbog-ui .calc-assumptions{font-size:14px;line-height:1.75;color:var(--muted)}
.tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:18px;line-height:1.75;color:var(--muted);max-width:48ch}
.tbog-ui .approach-copy .button-light{font-size:15px;line-height:1.6}
.tbog-ui .signature>span{display:block;font-size:15px;margin:4px 0 0;color:var(--muted)}
.tbog-ui .personal-contact{font-size:16px;line-height:1.75}
.tbog-ui .evidence-sheet li>span{font-size:14px;color:#58664a}
.tbog-ui .evidence-sheet li h4{font-size:17px;line-height:1.6}
.tbog-ui .evidence-sheet li p{font-size:16px;line-height:1.75;color:var(--muted)}
.tbog-ui .sheet-bottom{font-size:14px;line-height:1.7;flex-wrap:wrap;color:var(--muted)}
.tbog-ui .coverage-section .upcoming{color:#58664a}
.tbog-ui .coverage-section .soon-label{font-size:12px;line-height:1.5;letter-spacing:.2px}
.tbog-ui .footer-links,.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:15px;line-height:1.7}
.tbog-ui .footer-links button,.tbog-ui .footer-links a{min-height:44px;display:inline-flex;align-items:center}
.tbog-ui .back-top{font-size:15px}
.tbog-ui .risk-note{font-size:15px;line-height:1.8;color:var(--muted)}
.tbog-ui .footer-bottom{font-size:14px;line-height:1.7;color:var(--muted)}
.tbog-ui .dialog-top .eyebrow,.tbog-ui .content-dialog .eyebrow{font-size:12px;line-height:1.7;color:var(--text-accent);letter-spacing:.6px}
.tbog-ui .content-dialog p,.tbog-ui .content-dialog li{font-size:18px;line-height:1.75;color:var(--muted)}
.tbog-ui .content-dialog .dialog-subtitle{font-size:19px;line-height:1.7;color:var(--ink)}
.tbog-ui .content-dialog .source-note{font-size:15px;line-height:1.8}
.tbog-ui .content-dialog .learning-outline p{font-size:18px;line-height:1.75}
.tbog-ui .learning-outline>div>span{font-size:13px;line-height:1.7;color:#58664a}
.tbog-ui .content-dialog h4{font-size:17px}
.tbog-ui .content-dialog .button{font-size:15px;line-height:1.6}
.tbog-ui .content-dialog a:not(.button),.tbog-ui .content-dialog .reset-checklist{color:var(--text-accent)}
.tbog-ui .checklist-item{font-size:18px;line-height:1.75}
.tbog-ui .checklist-item input{width:20px;height:20px;flex-shrink:0}
.tbog-ui .checklist-item:has(input:checked)>span{color:#58614f}
.tbog-ui .checklist-progress{font-size:16px;line-height:1.6;flex-wrap:wrap;align-items:center}
.tbog-ui .content-dialog .reset-checklist{font-size:15px;min-height:44px}
.tbog-ui .compare-table{font-size:16px;line-height:1.7}
.tbog-ui .compare-table th{font-size:14px;color:var(--muted)}
.tbog-ui .compare-table small{font-size:14px;color:var(--muted)}
.tbog-ui .compare-table .score{font-family:var(--sans);font-variant-numeric:tabular-nums}
.tbog-ui .search-field input{font-size:17px;line-height:1.6}
.tbog-ui .search-field input::placeholder{color:#58614f;opacity:1}
.tbog-ui .search-field svg{color:#58614f}
.tbog-ui .search-result small{font-size:12px;color:var(--text-accent);line-height:1.6;letter-spacing:.4px}
.tbog-ui .search-result strong{font-size:23px}
.tbog-ui .search-hint,.tbog-ui .no-results,.tbog-ui .category-note{font-size:16px;line-height:1.75;color:var(--muted)}
.tbog-ui .text-link:hover,.tbog-ui .hero-help a:hover,.tbog-ui .topic-card:hover h3,.tbog-ui .topic-card:hover .topic-next,.tbog-ui .search-result:hover strong,.tbog-ui .footer-links button:hover,.tbog-ui .footer-links a:hover,.tbog-ui .coverage-section button:hover{color:var(--text-accent)}
@media(max-width:1150px){
 .tbog-ui .desktop-nav{gap:16px;font-size:14px}.tbog-ui .welcome-note{grid-template-columns:155px 1fr}.tbog-ui .article-card h3{font-size:26px}.tbog-ui .expansion-note{align-items:flex-start;flex-direction:column;gap:15px}
}
@media(max-width:900px){
 .tbog-ui .hero.personal-hero{grid-template-columns:1fr;gap:40px}.tbog-ui .hero-copy{max-width:650px}.tbog-ui .personal-hero .hero-description{max-width:52ch}.tbog-ui .personal-hero .hero-buttons{flex-direction:row;flex-wrap:wrap;align-items:center}
 .tbog-ui .personal-hero h1 br{display:none}.tbog-ui .personal-hero h1 em{white-space:nowrap}.tbog-ui .desk-stack{max-width:650px;margin-inline:auto;width:100%}.tbog-ui .notebook-sheet h2{font-size:38px}
 .tbog-ui .calculator-section{grid-template-columns:1fr;gap:30px}.tbog-ui .calculator-intro>p:not(.eyebrow){max-width:52ch}.tbog-ui .calculator-card{transform:none}
 .tbog-ui .approach-inner{grid-template-columns:1fr;gap:35px}.tbog-ui .evidence-sheet{border-left:0;border-top:1px solid #c8cebb;padding:27px 0 0}
 .tbog-ui .article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tbog-ui .path-grid{grid-template-columns:1fr;gap:16px}.tbog-ui .path-card h3 br{display:none}.tbog-ui .path-index{display:block}
}
@media(max-width:650px){
 body.tbog-site{scroll-padding-top:140px}
 .tbog-ui .masthead .wrap{font-size:13px;min-height:40px;padding-block:8px}.tbog-ui .header-inner{height:78px}
 .tbog-ui .author-intro p{font-size:18px}.tbog-ui .author-intro div>span{font-size:15px}
 .tbog-ui .personal-hero h1 br{display:initial}.tbog-ui .personal-hero h1 em{white-space:normal}.tbog-ui .personal-hero .hero-description{font-size:18px;line-height:1.75}
 .tbog-ui .personal-hero .hero-buttons{flex-direction:column;align-items:flex-start;gap:18px}.tbog-ui .personal-hero .hero-buttons .button,.tbog-ui .personal-hero .hero-buttons .text-link{font-size:15px}.tbog-ui .personal-hero .hero-help,.tbog-ui .personal-coverage{font-size:15px}
 .tbog-ui .notebook-sheet{padding:26px 22px}.tbog-ui .notebook-sheet h2{font-size:34px}.tbog-ui .notebook-questions h3{font-size:16px}.tbog-ui .notebook-questions p{font-size:15px}.tbog-ui .notebook-link{font-size:16px}.tbog-ui .notebook-afterthought{font-size:18px}
 .tbog-ui .welcome-note{grid-template-columns:1fr}.tbog-ui .welcome-note>p{font-size:17px}.tbog-ui .letter-signature{grid-column:1}
 .tbog-ui .section-heading .eyebrow,.tbog-ui .calculator-intro>.eyebrow,.tbog-ui .approach-copy>.eyebrow,.tbog-ui .coverage-section>.eyebrow{font-size:14px}.tbog-ui .section-description{font-size:16px}
 .tbog-ui .path-index{font-size:13px}.tbog-ui .path-card>p{font-size:17px}.tbog-ui .path-bottom{font-size:15px}.tbog-ui .topic-card p{font-size:17px}.tbog-ui .availability{font-size:12px}.tbog-ui .topic-next{font-size:15px}.tbog-ui .expansion-note p{font-size:17px}.tbog-ui .expansion-note .text-link{font-size:15px}
 .tbog-ui .article-grid{grid-template-columns:1fr}.tbog-ui .article-card h3{font-size:28px}.tbog-ui .article-description{font-size:17px}.tbog-ui .article-category{font-size:13px}.tbog-ui .article-meta{font-size:14px}.tbog-ui .research-footnote{font-size:15px}.tbog-ui .filter{font-size:15px}
 .tbog-ui .calculator-intro>p:not(.eyebrow){font-size:18px}.tbog-ui .calc-heading .eyebrow{font-size:12px}.tbog-ui .calculator-card{padding:22px}.tbog-ui .calculation-result{grid-template-columns:1fr;gap:20px}.tbog-ui .calculation-result>div>span{font-size:13px}.tbog-ui .calculation-result strong{font-size:44px}.tbog-ui .expected-result{border-left:0;border-top:1px solid var(--line);padding:18px 0 0}.tbog-ui .expected-result strong{font-size:34px}.tbog-ui .calc-assumptions{font-size:14px}
 .tbog-ui .approach-copy>p:not(.eyebrow):not(.approach-quote){font-size:18px}.tbog-ui .evidence-sheet li h4{font-size:17px}.tbog-ui .evidence-sheet li p{font-size:16px}.tbog-ui .sheet-bottom{font-size:14px}
 .tbog-ui .coverage-section>div{grid-template-columns:1fr}.tbog-ui .coverage-section button{font-size:25px;min-height:44px}.tbog-ui .coverage-section .upcoming{flex-direction:row;align-items:center;gap:16px}.tbog-ui .coverage-section .soon-label{font-size:12px}
 .tbog-ui .footer-links,.tbog-ui .footer-links button,.tbog-ui .footer-links a{font-size:15px}.tbog-ui .risk-note{font-size:15px}.tbog-ui .footer-bottom{font-size:14px;flex-direction:column;gap:8px}.tbog-ui .footer-bottom>span:last-child{text-align:left}
 .tbog-ui .content-dialog p,.tbog-ui .content-dialog li,.tbog-ui .content-dialog .learning-outline p{font-size:18px}.tbog-ui .content-dialog .dialog-subtitle{font-size:19px}.tbog-ui .content-dialog .source-note{font-size:15px}.tbog-ui .content-dialog .button{font-size:15px}.tbog-ui .compare-table{font-size:16px}.tbog-ui .search-field input{font-size:17px}.tbog-ui .search-result strong{font-size:23px}
}
@media(max-width:350px){.tbog-ui .notebook-sheet{padding:24px 17px}.tbog-ui .notebook-sheet h2{font-size:30px}.tbog-ui .notebook-questions li{gap:10px}.tbog-ui .notebook-questions h3{font-size:16px}.tbog-ui .notebook-link{font-size:15px}.tbog-ui .calculator-card{padding:18px}.tbog-ui .calc-heading .eyebrow{font-size:12px}.tbog-ui .calculation-result strong{font-size:42px}.tbog-ui .expected-result strong{font-size:32px}
}

body.tbog-site{--serif:'Source Serif 4',Georgia,serif;scroll-padding-top:90px}
.tbog-ui .header-inner{gap:18px}
.tbog-ui .desktop-nav{gap:18px}
.tbog-ui .desktop-nav a{display:flex;align-items:center;min-height:44px}
.tbog-ui .desktop-nav a:after{bottom:4px}
.tbog-ui .icon-button{min-width:44px;min-height:44px}
.tbog-ui .search-toggle{width:auto;gap:8px;font-size:15px}
.tbog-ui .menu-toggle{width:auto;gap:6px;font-size:14px}
.tbog-ui .mobile-nav a{min-height:44px;display:flex;align-items:center}
.tbog-ui .mobile-nav{gap:6px!important}
.tbog-ui .personal-hero .hero-buttons .button{min-height:50px}
.tbog-ui .personal-hero .hero-help a{display:inline-block;padding-block:6px}
.tbog-ui .notebook-sheet,.tbog-ui .calculator-card{transform:none}
.tbog-ui .notebook-details{margin-top:20px}
.tbog-ui .notebook-details summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:48px;padding:10px 12px;border:1px solid #a5ae95;background:#f0f1e8;font-size:16px;line-height:1.6}
.tbog-ui .notebook-details summary::-webkit-details-marker{display:none}
.tbog-ui .notebook-details summary>span{font-size:22px;flex-shrink:0;transition:transform .15s}
.tbog-ui .notebook-details[open] summary>span{transform:rotate(180deg)}
.tbog-ui .notebook-details summary:focus-visible{outline:2px solid #9c452a;outline-offset:3px}
.tbog-ui .notebook-details summary:hover{border-color:#9c452a}
.tbog-ui .notebook-details .notebook-questions{margin-top:8px}
.tbog-ui .research-toolbar{border:0;overflow:visible;align-items:flex-start;margin-bottom:0}
.tbog-ui .filter-list{flex-wrap:wrap;gap:10px;width:auto;white-space:normal}
.tbog-ui .filter{display:inline-flex;align-items:center;min-height:44px;padding:8px 14px;margin:0;border:1px solid #a5ae95;background:transparent;font-size:15px;line-height:1.6;color:#50594a}
.tbog-ui .filter.active{background:#242620;color:#f7f6f2;border-color:#242620}
.tbog-ui .filter span{color:inherit}
.tbog-ui .filter:hover{border-color:#9c452a}
.tbog-ui .filter.active:hover{color:#f7f6f2}
.tbog-ui .research-toolbar .desk-label{display:none}
.tbog-ui .research-count{font-size:15px;line-height:1.7;color:#50594a;margin:12px 0 22px}
.tbog-ui .article-meta{flex-direction:column;align-items:flex-start;gap:8px}
.tbog-ui .article-meta>span.card-action{font-size:15px;line-height:1.7;font-weight:600;text-decoration:underline;text-underline-offset:4px}
.tbog-ui .card-action>span[aria-hidden]{text-decoration:none;margin-left:5px}
.tbog-ui .article-card:focus-visible h3{text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
.tbog-ui .availability{font-size:14px;letter-spacing:0;line-height:1.6}
.tbog-ui .content-dialog,.tbog-ui .search-dialog{padding:0}
.tbog-ui .content-dialog .dialog-top,.tbog-ui .search-dialog .dialog-top{position:sticky;top:0;z-index:2;background:#f7f6f2;margin:0;padding:12px 28px;border-bottom:1px solid #c6cbbd;gap:16px}
.tbog-ui .close-dialog{display:inline-flex;align-items:center;justify-content:center;gap:10px;width:auto;min-height:44px;padding:8px;font-size:15px;line-height:1.5}
.tbog-ui .close-dialog>span:last-child{font-size:19px}
.tbog-ui #dialog-content{padding:12px 28px 28px}
.tbog-ui .content-dialog p,.tbog-ui .content-dialog li{max-width:68ch}
.tbog-ui .search-dialog .search-field{margin:22px 28px 0}
.tbog-ui #search-results{padding:0 28px}
.tbog-ui .search-dialog .search-hint{margin:16px 28px 24px}
.tbog-ui .search-dialog .dialog-top h2{font-size:27px}
.tbog-ui .search-field input:focus-visible{outline:none}
.tbog-ui .search-field:focus-within{outline:2px solid #9c452a;outline-offset:3px}
.tbog-ui .review-comparison{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:26px 0}
.tbog-ui .review-comparison article{background:#edeee4;border:1px solid #c8cebb;padding:18px;min-width:0}
.tbog-ui .content-dialog .review-comparison h3{margin:0 0 12px;font-size:25px;line-height:1.35}
.tbog-ui .review-comparison h3 a{display:inline-block;min-height:44px;padding-block:4px}
.tbog-ui .content-dialog .review-comparison p{font-size:17px;line-height:1.7}
.tbog-ui .content-dialog .review-score{display:flex;flex-direction:column;gap:2px;padding:0 0 14px;border-bottom:1px solid #c8cebb;margin-bottom:14px}
.tbog-ui .review-score>span:first-child{font-family:var(--sans);font-size:32px;line-height:1.4;font-variant-numeric:tabular-nums;color:#242620}
.tbog-ui .review-score small{font-size:17px;color:#50594a}
.tbog-ui .review-score>span:last-child{font-size:14px;color:#50594a}
@media(max-width:1150px){.tbog-ui .desktop-nav{gap:12px;font-size:14px}.tbog-ui .header-actions{gap:8px}.tbog-ui .header-inner{gap:14px}}
@media(max-width:900px){.tbog-ui .desktop-nav{display:none}}
@media(max-width:650px){
 body.tbog-site{scroll-padding-top:88px}.tbog-ui .header-inner{gap:10px}.tbog-ui .header-actions{gap:4px}.tbog-ui .search-toggle{width:44px}.tbog-ui .search-toggle>span{display:none}.tbog-ui .menu-toggle{padding:8px 5px}
 .tbog-ui .personal-hero{padding-top:28px}.tbog-ui .desk-stack{padding-top:20px}.tbog-ui .notebook-sheet{padding:24px 22px}.tbog-ui .notebook-details{margin-top:16px}.tbog-ui .notebook-details summary{font-size:16px}.tbog-ui .notebook-sheet h2{font-size:31px}
 .tbog-ui .filter-list{gap:8px}.tbog-ui .filter{font-size:14px;padding:8px 12px}.tbog-ui .research-count{margin-bottom:20px}
 .tbog-ui .content-dialog,.tbog-ui .search-dialog{width:calc(100% - 24px);max-height:92dvh;padding:0}.tbog-ui .content-dialog .dialog-top,.tbog-ui .search-dialog .dialog-top{padding:10px 18px;gap:12px}
 .tbog-ui .dialog-top .eyebrow{font-size:11px;letter-spacing:.3px}.tbog-ui .close-dialog{gap:7px;padding:8px 2px;font-size:15px}
 .tbog-ui #dialog-content{padding:10px 20px 24px}.tbog-ui .search-dialog .search-field{margin:18px 20px 0}.tbog-ui #search-results{padding:0 20px}.tbog-ui .search-dialog .search-hint{margin:16px 20px 22px}.tbog-ui .search-dialog .dialog-top h2{font-size:23px}
 .tbog-ui .review-comparison{grid-template-columns:1fr;gap:16px}.tbog-ui .review-comparison article{padding:20px}.tbog-ui .content-dialog .review-comparison h3{font-size:28px}.tbog-ui .content-dialog .review-comparison p{font-size:18px}
}
@media(max-width:350px){.tbog-ui .header .brand{font-size:10px;gap:7px}.tbog-ui .header .brand img{width:28px;height:28px}.tbog-ui .header-inner{gap:6px}.tbog-ui .notebook-sheet{padding:22px 18px}.tbog-ui .content-dialog .dialog-top,.tbog-ui .search-dialog .dialog-top{padding-inline:15px}.tbog-ui .search-dialog .dialog-top h2{font-size:21px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tbog-ui *,.tbog-ui *::before,.tbog-ui *::after{transition:none!important;animation:none!important}}